Federal and State Programs

Filing the FAFSA unlocks your potential for both grant aid and direct loans from the U.S. Department of Education’s Office of Federal Student Aid, as well as state, College and many private sources.

Grants may be used for educational expenses and do not require repayment of any kind. Federal Direct Loans are easy to obtain for students and parents alike and offer flexible repayment options.

Federal Programs

Based on the information you provide on the FAFSA, the Office of Federal Student Aid (within the U.S. Department of Education) processes and awards eligibility to its aid programs. Visit this federal website for a review of the types of available programs, terms of eligibility and process.

Grants

Federal Pell Grants are available to undergraduate students only and they do not have to be repaid. Your eligibility for a Pell Grant is determined by the FASFA.
Federal Supplemental Educational Opportunity Grants are awarded to students with exceptional financial need and are based on Beacon’s allotment of funds, as determined by the federal government.

Loans

Federal Direct Loans: Accessing these loans requires that you file your FAFSA. You’ll work directly with Beacon to seek approval (when necessary), complete registration and handle distribution of funds.

  • For Students: You will be automatically eligible for loans once your FAFSA is processed. These loans allow you to defer payment while in school and have both long-term and income-based repayment options. Direct subsidized loans and direct unsubsidized loans are available based on your financial circumstances.
  • For Parents: You can seek approval for a Direct PLUS Loan. These loans may be deferred while your student is enrolled and offer 10-year repayment plans.

State Programs

  • Florida State Grants — Florida offers a number of state-funded financial aid programs to qualifying students who meet state residency requirements, including the Effective Access to Student Education (EASE) and Bright Futures awards. Criteria vary based on program and include such factors as financial need and academic performance. For details, contact your high school guidance office or Beacon’s Financial Aid Office. You must file the FAFSA as well as a Florida Residency Application for both aid programs. Two forms of supplemental Florida identification is also required.
  • Florida Prepaid College Plan — Beacon is an eligible institution for this program; accumulated funds can be applied toward expenses at our College.
  • Other States — Many states allow students to carry state aid with them to colleges outside of their home state. Check with your high school counselor on what programs might be available and how to file for assistance.

Vocational Rehabilitation

Vocational rehabilitation (VR) is a jointly funded federal/state program. The amount and type of grant funding varies by state, but Beacon’s educational programs are recognized by many states for our services for individuals with disabilities. Your high school guidance counselor should be able to provide you with details on your state’s opportunities for students with disabilities, or you can contact Beacon’s Office of Financial Aid.

Working on Campus

You might qualify for the Federal Work Study (FWS) program based upon your FAFSA results. You’ll be authorized to work and earn an amount calculated for you. As a student, you’re allowed to work up to 20 hours per week.

Veterans Benefits

Beacon is proud to participate in the Yellow Ribbon Program for veterans and eligible dependents, and the Post-9/11 GI Bill (Chapter 33) and Survivors’ and Dependents’ Educational Assistance (DEA) (Chapter 35) programs. Learn more about Veterans programs here.

QUESTIONS? Our Financial Aid FAQ has the answers to many of the questions you may have about financial aid.